620 W Gonzales Road B
Oxnard, CA, 93036
$450,000
MLS: V1-27309
Beds
3
Baths
2
Sq Ft
1,273
Lot
0.12 ac
Year Built
1969
MLS #
V1-27309
Days on Market
287
Listed
Jan 1, 2025
Description
Welcome to 620 W Gonzales Rd, Unit B, a charming and well-maintained 3-bedroom, 2-bath home in the heart of Oxnard! This spacious and inviting unit features a bright living room filled with natural light, creating a warm and welcoming atmosphere. The kitchen offers ample cabinet and counter space, perfect for cooking and entertaining. The third bedroom provides versatility, whether used as an additional living area, home office, or guest room. Conveniently located near The Collection, excellent schools, beautiful golf courses, and pristine beaches, this property offers an unbeatable lifestyle. With easy access to the 101 Freeway, commuting is a breeze. Whether you're looking for a comfortable place to call home or an investment opportunity, this property delivers both convenience and charm in a highly desirable location. Don't miss out--schedule a showing today!
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Erik Gladish · eXp Realty of California Inc
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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