620 W Gonzales Road
Oxnard, CA, 93036
$1,800,000
MLS: V1-25935
Beds
12
Baths
8
Sq Ft
5,246
Lot
0.12 ac
Year Built
1969
MLS #
V1-25935
Days on Market
371
Listed
Sep 26, 2024
Description
Welcome to this beautifully remodeled 4-plex in the heart of Oxnard, featuring a spacious 3-bedroom, 2-bath unit. The third bedroom, large and newly renovated adding additional living space. The home boasts a bright and airy living room filled with natural light and a generously sized kitchen with plenty of cabinet space for all your culinary needs. Situated near The Collection, top-rated schools, scenic golf courses, beaches, and with easy access to the 101 Freeway, this is the perfect location for commuters. Tenants absolutely love the convenience and comfort this property offers! An ideal investment opportunity in a highly sought-after neighborhood.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Erik Gladish · eXp Realty of California Inc
Payment estimate
$12,804
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $180,000 · Loan: $1,620,000
- Principal & Interest
- $9,954
- Property tax (1.25%)
- $1,875
- Homeowners insurance
- $300
- Mortgage insurance
- $675
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $63,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.