626 W Oak Avenue
El Segundo, CA, 90245
$1,997,000
MLS: SB26071213
Beds
3
Baths
2
Sq Ft
1,595
Lot
0.16 ac
Year Built
1950
MLS #
SB26071213
Days on Market
4
Listed
Apr 15, 2026
Description
Experience the perfect blend of serenity and sophistication in this private retreat. Enveloped by lush, professional landscaping this home invites you in through a stunning living room, anchored by a classic fireplace and custom built-in bookshelves. The heart of the home features a tastefully remodeled kitchen boasting rich soapstone countertops, and a magnificent built-in china hutch. The main residence offers a versatile layout, including a refined, formal dining room and a breathtaking second floor primary sanctuary. This private level features an expansive sleeping quarters, a massive walk-in closet, and a spa like bath. Downstairs, the guest bath serves as a personal spa with an exquisite soaking tub and premium fixtures. Transition seamlessly to the outdoors through multiple sets of double doors leading to an extraordinary backyard. The property also features a detached 325 square foot bonus dwelling — complete with a kitchenette, full bath, and its own private patio— offering the perfect space for studio, guest house, or a quiet home office. Truly a turn key gem ready for its next chapter.
Location
El Segundo, Los Angeles County, CA 90245
Open on Google Maps ↗Listed by: Karen Sellers · Beach City Brokers
Payment estimate
$14,172
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $199,700 · Loan: $1,797,300
- Principal & Interest
- $11,043
- Property tax (1.25%)
- $2,080
- Homeowners insurance
- $300
- Mortgage insurance
- $749
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this El Segundo home with as little as 3.5% down using an FHA loan — roughly $69,895 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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