6300 Ringwood Street
Bakersfield, CA, 93313
$369,000
MLS: SB26015334
Beds
3
Baths
2
Sq Ft
1,185
Lot
0.15 ac
Year Built
1985
MLS #
SB26015334
Days on Market
73
Listed
Jan 21, 2026
Description
Well-maintained 3-bedroom, 2-bath home located in a desirable residential neighborhood. Features include a stylish and functional kitchen, stainless steel appliances, durable LVP flooring, a cozy fireplace, and a functional layout with comfortable living spaces. The large backyard offers a pool and spa, plus ample space for an RV parking or a few vehicles. Ideal for entertaining, outdoor living, and everyday comfort. Conveniently located near local amenities.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Zaida Sutachan · South Bay Executive Realty, Inc.
Payment estimate
$2,863
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,900 · Loan: $332,100
- Principal & Interest
- $2,040
- Property tax (1.25%)
- $384
- Homeowners insurance
- $300
- Mortgage insurance
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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