631 Kitty Street
Newbury Park, CA, 91320
$975,000
MLS: 226001137
Beds
3
Baths
2
Sq Ft
1,308
Lot
0.20 ac
Year Built
1964
MLS #
226001137
Days on Market
35
Listed
Mar 12, 2026
Description
Welcome to this beautifully updated single story home in the highly desirable Conejo Valley community of Newbury Park. This lovely 3 bedroom, 2 bath home features a bonus room and is situated on an expansive lot offering the perfect blend of character, upgrades, and versatility. Inside, you'll find hardwood floors, plantation shutters, and a cozy fireplace, along with an upgraded kitchen ideal for everyday living and entertaining. Major improvements include newer HVAC, newer ducting, upgraded plumbing and electrical, upgraded sewer line, and newer roof, offering long-term peace of mind. This property stands out with RV parking, a 2-car attached garage, storage shed, and a permitted detached 2022 workshop with AC, perfect for hobbies, car enthusiasts, a home business, or potential ADU conversion. The backyard features fruit trees, garden space, and scenic mountain views that make outdoor living truly enjoyable. Located near Walnut Elementary, Sequoia Middle School, and Newbury Park High School, plus nearby parks, hiking trails, and shopping. This home offers a rare opportunity to own a remodeled property with space, workshop, and RV parking in Newbury Park.
Location
Newbury Park, Ventura County, CA 91320
Open on Google Maps ↗Listed by: Dolores Park · Epique Realty
Payment estimate
$7,073
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $97,500 · Loan: $877,500
- Principal & Interest
- $5,392
- Property tax (1.25%)
- $1,016
- Homeowners insurance
- $300
- Mortgage insurance
- $366
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Newbury Park home with as little as 3.5% down using an FHA loan — roughly $34,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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