ActiveSingleFamilyResidence

6320 Topaz Street

Rancho Cucamonga, CA, 91701

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$849,999

MLS: IV26098272

Beds

3

Baths

2

Sq Ft

1,659

Lot

0.25 ac

Year Built

1970

MLS #

IV26098272

Days on Market

5

Listed

May 8, 2026

Description

Welcome to 6320 Topaz St, a single-story home located in the Alta Loma area of Rancho Cucamonga. This 3-bedroom, 2-bathroom home offers approximately 1,659 square feet of living space on an approximately 10,800 square foot lot, providing space for outdoor living, entertaining, or potential future improvements. Recent mechanical updates include a newer HVAC system and solar panels that will be paid off at the close of escrow, offering added energy efficiency for the next owner. The home retains much of its original cosmetic character, creating an opportunity for buyers to update and personalize the interior while benefiting from updated major systems. Conveniently located near parks, shopping, dining, schools, and commuter routes, this property offers a combination of lot size, location, and future potential in an established Rancho Cucamonga neighborhood.

Location

Rancho Cucamonga, San Bernardino County, CA 91701

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Listed by: LIONEL NEWMAN THOMAS · BLUE SKY REAL ESTATE CENTER

Payment estimate

$6,269

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $764,999

%
Principal & Interest
$4,765
Property tax (1.25%)
$885
Homeowners insurance
$300
Mortgage insurance
$319
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Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Rancho Cucamonga, CA 91701 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.