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$849,999
MLS: IV26098272
Beds
3
Baths
2
Sq Ft
1,659
Lot
0.25 ac
Year Built
1970
MLS #
IV26098272
Days on Market
5
Listed
May 8, 2026
Description
Welcome to 6320 Topaz St, a single-story home located in the Alta Loma area of Rancho Cucamonga. This 3-bedroom, 2-bathroom home offers approximately 1,659 square feet of living space on an approximately 10,800 square foot lot, providing space for outdoor living, entertaining, or potential future improvements. Recent mechanical updates include a newer HVAC system and solar panels that will be paid off at the close of escrow, offering added energy efficiency for the next owner. The home retains much of its original cosmetic character, creating an opportunity for buyers to update and personalize the interior while benefiting from updated major systems. Conveniently located near parks, shopping, dining, schools, and commuter routes, this property offers a combination of lot size, location, and future potential in an established Rancho Cucamonga neighborhood.
Location
Rancho Cucamonga, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: LIONEL NEWMAN THOMAS · BLUE SKY REAL ESTATE CENTER
Payment estimate
$6,269
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $764,999
- Principal & Interest
- $4,765
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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