635 W 16th
Upland, CA, 91784
$1,299,998
MLS: CV26010027
Beds
3
Baths
2
Sq Ft
3,154
Lot
0.35 ac
Year Built
1964
MLS #
CV26010027
Days on Market
91
Listed
Jan 14, 2026
Description
Welcome Home Move in and relax! This beautiful Upland home is ready for you to enjoy from day one. Featuring a thoughtfully designed layout, this residence combines comfort, style, and functionality for a truly exceptional living experience. Interior Highlights :Three spacious bedrooms and two full bathrooms provide ample room for family and guests. Th office can be converted to another bedroom. The upgraded kitchen offers modern finishes and conveniences, seamlessly connected to the open-concept great room with a cozy fireplace and stunning views of the backyard pool. Additional living spaces include a comfortable living room, a dedicated dining room, and a large office, perfect for working from home or pursuing hobbies. Interior features include recessed lighting, plantation wood shutters, and ceiling fans throughout for year-round comfort. The primary bedroom boasts a walk-in closet with a pull-down ladder for easy access to additional attic storage. Enjoy indoor-outdoor living with a sliding door that opens to an inviting patio and sparkling pool. A hardwired alarm system ensures your peace of mind. Engineered hardwood floors enhance the living room, dining room, kitchen, and main bedroom with both beauty and durability. Two custom fireplaces add warmth and charm to the home's living spaces. Garage and Exterior Features: A 28' x 76' detached garage at the rear of the property features four new garage doors, accommodating six or more cars, a hydraulic lift, and plenty of storage cabinets and shelving for organization. An additional RV pad includes an in-ground sewer line for convenient dumping. A custom-built detached shed (150 sq. ft.) with shelving provides even more space for tools or hobbies. The home and garage are topped with a durable tile roof and double paper for additional protection. 28 solar panels offer energy efficiency and cost savings. Copper plumbing was updated in 2002, and water lines from the meter to the house were replaced the same year. The block wall was rebuilt when the garage was constructed, ensuring privacy and security. Stay tuned for professional photos that will showcase all the exceptional features this home has to offer.
Location
Upland, San Bernardino County, CA 91784
Open on Google Maps ↗Listed by: Celia Chu · EXP REALTY OF CALIFORNIA INC
Payment estimate
$9,330
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $130,000 · Loan: $1,169,998
- Principal & Interest
- $7,189
- Property tax (1.25%)
- $1,354
- Homeowners insurance
- $300
- Mortgage insurance
- $487
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $45,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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