635 W Velarde Drive
Thousand Oaks, CA, 91360
$1,050,000
MLS: 226001548
Beds
4
Baths
3
Sq Ft
2,271
Lot
0.19 ac
Year Built
1968
MLS #
226001548
Days on Market
15
Listed
Apr 6, 2026
Description
Beautifully maintained 4-bedroom 2.5 bath two-story home with a 3-car garage, located in the highly sought-after Wildwood community. A grand entry welcomes you with a vaulted ceiling, leading into a spacious, light-filled floor plan. The open kitchen flows seamlessly into the family room, complete with a cozy fireplace and views of the large backyard - ideal for gatherings and entertaining. Upstairs, the primary bedroom features a newly remodeled balcony with scenic views of the Wildwood mountains. This home has been freshly painted throughout and includes updated central air conditioning and heating for year round comfort.Enjoy an unbeatable location just moments from Wildwood Park hiking trails and Paradise Falls. Nearby recreational amenities including tennis/basketball courts, soccer fields, and a playground. Conveniently situated across the street from award-winning Wildwood Elementary school and just minutes from The Oaks Mall, shopping and dining.
Location
Thousand Oaks, Ventura County, CA 91360
Open on Google Maps ↗Listed by: Rosemarie Lotz · Real Brokerage Technologies
Payment estimate
$7,594
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $945,000
- Principal & Interest
- $5,806
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91360 (Thousand Oaks) within ±10% of this home's price and size.
$1,025,000
1016 Saxon Place
Thousand Oaks, 91360
$1,145,000
2936 Rollings
Thousand Oaks, 91360
$1,149,999
2144 Sirius
Thousand Oaks, 91360
$1,150,000
43 W Sidlee Street
Thousand Oaks, 91360
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.