637 Lagoon Street
Needles, CA, 92363
$799,000
MLS: PW26059715
Beds
4
Baths
4
Sq Ft
3,109
Lot
0.23 ac
Year Built
1979
MLS #
PW26059715
Days on Market
18
Listed
Mar 18, 2026
Description
Welcome to 637 Lagoon—where modern luxury meets the ultimate Colorado River lifestyle. Completely reimagined from top to bottom, this show-stopping residence in the highly desirable Colorado Shores community sits proudly on a prime corner lot,capturing tranquil lagoon views and effortless living.The home’s striking curb appeal sets the tone.A brand-new roof,smooth contemporary stucco finish and all-new vinyl dual-pane Low-E3 windows create a clean,modern aesthetic,while designer lighting,sleek sconces, and a stylish front entry elevate the experience.An exterior fan ensures year-round comfort.The impressive 35-foot-deep boat garage is ideal for storing your watercraft and gearing up for days on the river.The fully finished two-car garage,complete with recessed lighting,drywall, and a private separation door,offers flexibility for personal use or rental potential.Step inside to discover a flawless,full-scale renovation.Every detail has been thoughtfully curated—from new drywall and smooth-finish walls to upgraded insulation for enhanced comfort and efficiency.At the heart of the home,a stunning chef’s kitchen showcases custom cabinetry,elegant quartz countertops and top-of-the-line appliances,creating the perfect space to entertain.Throughout the home,you’ll find water-resistant real wood laminate flooring engineered for durability, modern recessed LED lighting and custom window coverings.Low-voltage wiring is already in place,offering seamless smart home integration for internet and security systems.The bathrooms have been transformed into spa-like retreats,featuring designer tile,premium fixtures and custom glass enclosures. The luxurious primary suite is a true sanctuary,complete with a spacious walk-in closet,dual vanities,a freestanding soaking tub and an expansive tiled shower.Downstairs,a versatile junior suite offers its own private bath and walk-in closet—perfect for guests or multi-generational living.A bonus game room adds even more flexibility,easily serving as a fifth bedroom,home office or private theater.This home delivers peace of mind with all-new HVAC ducting and sleek low-profile vents.Located in the vibrant Colorado Shores community with low HOA dues that include boat ramp access,this is your gateway to boating,jet skiing and off-road exploration—right at your doorstep.Whether you’re searching for a full-time residence,weekend escape or income-producing investment,this exceptional property delivers on every level.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Cindy Tittle · Preferred Home Brokers
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Needles, CA 92363 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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