640 Flora Street
Barstow, CA, 92311
$279,999
MLS: HD25195488
Beds
3
Baths
1
Sq Ft
1,100
Lot
0.22 ac
Year Built
1951
MLS #
HD25195488
Days on Market
231
Listed
Sep 2, 2025
Description
Welcome to 640 Flora Street—an updated 3-bedroom home blending modern upgrades with small-town charm. This move-in ready property features energy-efficient mini-splits and A/C, a fully fenced yard, and a storage shed for added convenience. Inside, you’ll find new electrical and plumbing, fresh flooring throughout, and stylish modern finishes. The beautifully remodeled kitchen offers new cabinetry, countertops, and appliances, while the updated bathroom features a sleek, contemporary shower. Located in a quiet Barstow neighborhood with desert views, just minutes from schools, shopping, the outlets, City Hall, and easy freeway access—this home offers both comfort and convenience.
Location
Barstow, San Bernardino County, CA 92311
Open on Google Maps ↗Listed by: LISA DORSEY · 1st Class RealEstate Mavericks
Payment estimate
$2,245
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,000 · Loan: $251,999
- Principal & Interest
- $1,548
- Property tax (1.25%)
- $292
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Barstow home with as little as 3.5% down using an FHA loan — roughly $9,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Barstow, CA 92311 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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