640 Indian Oak Lane 106
Oak Park, CA, 91377
$600,000
MLS: 226001241
Beds
2
Baths
3
Sq Ft
1,244
Lot
0.03 ac
Year Built
1990
MLS #
226001241
Days on Market
32
Listed
Mar 17, 2026
Description
LIGHT & BRIGHT Shadow Ridge condo with TWO Primary Bedrooms, each enjoying en-suite baths and WALK-IN closets! Located in a highly desirable Oak Park setting, this inviting 2 bedroom, 2.5 bathroom home offers a comfortable layout, great natural light, and fantastic access to top-rated schools and community amenities.Inside, the entry greets you with ceramic tile flooring and a DEEP under-stair storage area beneath the staircase. The Living Room feels open and welcoming, filled with natural light from sliding glass doors to the front patio and anchored by a stone-surfaced gas fireplace, all enhanced by upgraded crown molding. Adjacent to the Living Room, the Dining Area flows easily for both everyday meals and entertaining.The Kitchen showcases granite countertops, plenty of storage cabinetry, pantry space with pull-out shelves, designer appliances including a BRAND-NEW Whirlpool built-in microwave + a BRAND-NEW LG dishwasher, and an adjacent laundry room with a NEW dryer and built-in storage cabinetry, giving the space both style and practicality.Upstairs, both bedrooms serve as impressive Primary Suites, each enjoying an ABUNDANCE of natural light from sliding glass doors to private balconies. Both bedrooms also highlight TALL vaulted ceilings, WALK-IN closets, and en-suite bathrooms with tub showers and sliding glass shower doors. Having TWO true bedroom suites makes this floorplan especially appealing for guests, roommates, or flexible everyday living. You are set with 3 parking spaces (2-car tandem garage with electronic opener + 1 covered carport space) and additional storage space in the garage!Shadow Ridge residents enjoy an outstanding array of association amenities including TWO sparkling pools and spas, TWO tennis courts, gym, racquetball court, sand volleyball court, basketball court, clubhouse, and walking trails.The HOA covers roofs, landscaping, and basic cable and internet, adding even more value and convenience.At this home you have ACCESS to the COVETED and award-winning Oak Park public schools, WALKABILITY to Medea Creek Middle School and Oak Park High School, and CLOSE proximity to Brookside Elementary, Oak View High School, Deer Hill Park, and Mae Boyer Park. A BRIGHT and welcoming condo in a terrific community with excellent amenities and a highly sought-after Oak Park location!
Location
Oak Park, Ventura County, CA 91377
Open on Google Maps ↗Listed by: The Dave Walter Team · Pinnacle Estate Properties, Inc.
Payment estimate
$4,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $540,000
- Principal & Interest
- $3,318
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak Park home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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