640 W 4th Street 410
Long Beach, CA, 90802
$469,000
MLS: PW26064435
Beds
2
Baths
2
Sq Ft
1,017
Lot
0.67 ac
Year Built
1990
MLS #
PW26064435
Days on Market
4
Listed
Mar 25, 2026
Description
Welcome home to this top-floor two-bedroom, two-bath condo in the heart of downtown Long Beach. Unobstructed city skyline views, two private balconies, and a rooftop pool and jacuzzi deck make this feel like resort living, all within close proximity to the best downtown has to offer. The living room anchors the space with wide-plank LVP flooring, a gas fireplace framed by a wood mantel and cobalt blue tile surround, and wood-framed sliding glass doors with wood shutters that open to the first balcony and flood the space with natural light. The layout flows into a flex dining and work area anchored by a built-in wood hutch with glass upper cabinets, tray ceiling, and ceiling fan. The kitchen is fully equipped with a Thermador gas range, stainless refrigerator with water line, built-in microwave, Bosch dishwasher, garbage disposal, and water filtration system. Stone-look counters, recessed lighting, and cabinet storage round out the space. The primary suite connects directly to the second balcony through sliding glass doors flanked by a full wall of louvered wood closet panels. The en-suite bath features a tile vanity with wood cabinetry and a glass block walk-in shower. The second bedroom is generously sized with LVP floors and its own large window, walk in closet and is currently configured as a studio and office. The second bath has a white shaker vanity with brushed nickel fixtures and a tub/shower combo. In-unit laundry with a stacked LG front-load washer and dryer stays with the home. Two-car tandem parking in the secured community garage is included, with bike storage available. The rooftop pool and jacuzzi deck delivers sweeping downtown skyline views, lounge seating, and shade umbrellas throughout. HOA dues cover water, trash, sewer, pool, jacuzzi, security, elevators, janitorial, and master insurance. Up to one dog, one cat, or comparable domestic pet permitted. The restaurants, galleries, and energy of downtown Long Beach are right outside your door, with the waterfront just beyond.
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Beatrix Whipple · Keller Williams Pacific Estate
Payment estimate
$3,558
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,900 · Loan: $422,100
- Principal & Interest
- $2,593
- Property tax (1.25%)
- $489
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $16,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90802 (Long Beach) within ±10% of this home's price and size.
$439,000
401 W 5th Street 3B
Long Beach, 90802
$445,000
550 Orange Avenue 234
Long Beach, 90802
$449,900
640 W 4th 315
Long Beach, 90802
$450,000
338 1 Elm Avenue 1
Long Beach, 90802
$450,000
21 Alamitos 1
Long Beach, 90802
$465,000
1237 E 6th Street 110
Long Beach, 90802
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.