6425 Indian Cove Road
29 Palms, CA, 92277
$645,000
MLS: JT26057157
Beds
5
Baths
4
Sq Ft
2,917
Lot
99752.00 ac
Year Built
1990
MLS #
JT26057157
Days on Market
15
Listed
Mar 16, 2026
Description
The Homesteader Estate at Indian Cove Canyon Rare High Desert compound on 2.92 acres featuring two homes, a pool, and a buildable lot just minutes from the entrance of Joshua Tree National Park — offering incredible potential as a private desert retreat, family estate, or income-producing property. Originally built in 1990 by one of the area’s early homesteading families, the 2,917 sq ft main residence embodies timeless Southwestern Ranch-style living with expansive spaces designed for comfort and entertaining. The home features four spacious bedrooms, including two private primary suites located on opposite wings, each with its own entrance—ideal for guests, extended family, or flexible living arrangements. Three full bathrooms include a walk-in shower, shower/tub combo, and a relaxing deep jetted soaking tub. The chef’s kitchen and dining room open to a welcoming front veranda, creating the perfect setting for sunset dinners overlooking the canyon landscape. Outside, enjoy a beautiful full-size swimming pool surrounded by sweeping desert views and star-filled night skies. Comfort is maintained year-round with dual evaporative coolers, new central heating, and a cozy gas/wood-burning fireplace for cool desert evenings. Recent upgrades include:• New roof• Pool resurfacing with new pump and filter• Two gas water heaters• New garage door opener. A finished two-car attached garage with workshop and mudroom provides additional functionality for storage, projects, or desert gear. Also included is a separate guest house with its own private driveway, originally built in 1935, featuring 1 bedroom, 1 bath, warm wood paneling, a spacious kitchen, living room, and breakfast bar, along with its own septic system. This charming structure offers excellent possibilities as an artist studio, guest retreat, or potential short-term rental. The property also includes an additional .57-acre parcel to the south, creating a rare opportunity for future development with utilities available at the street. Located just minutes from Indian Cove Campground, one of the most spectacular hiking and climbing areas in Joshua Tree National Park, the property offers a unique blend of history, privacy, and investment potential. With multiple dwellings, acreage, and a prime location near the park, The Homesteader Estate presents an exceptional opportunity to create a family retreat, desert compound, or income-producing Hi Desert getaway.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Elijah Darin Moen · Cherie Miller & Associates
Payment estimate
$4,780
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,500 · Loan: $580,500
- Principal & Interest
- $3,567
- Property tax (1.25%)
- $672
- Homeowners insurance
- $300
- Mortgage insurance
- $242
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $22,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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