6438 Lunita Road
Malibu, CA, 90265
$1,895,000
MLS: 26652529
Beds
3
Baths
3
Sq Ft
2,064
Lot
0.69 ac
Year Built
2000
MLS #
26652529
Days on Market
17
Listed
Feb 16, 2026
Description
Malibu Resort-Style Ocean View Townhome Beautiful 3BD/3BA Mediterranean townhome in the desirable gated Vista Pacifica community, just above Broad Beach. Offering approximately 2,064 sq.ft., this light-filled home features soaring ceilings, an open floor plan, fireplace, and private ocean-view patio. The gourmet kitchen flows into the dining and living areas, ideal for entertaining. Upstairs, the primary suite includes a fireplace, walk-in closet, spa-style bath, and private balcony with breathtaking sunsets. Two additional bedrooms provide space for guests or a home office. Enjoy resort-style amenities including pool, spa, fitness center, and clubhouse. Minutes to Broad Beach, Zuma Beach, and Trancas Country Market.
Location
Malibu, Los Angeles County, CA 90265
Open on Google Maps ↗Listed by: Bill Moss · Coldwell Banker Realty
Payment estimate
$13,463
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $189,500 · Loan: $1,705,500
- Principal & Interest
- $10,479
- Property tax (1.25%)
- $1,974
- Homeowners insurance
- $300
- Mortgage insurance
- $711
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Malibu home with as little as 3.5% down using an FHA loan — roughly $66,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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