6445 Ralston Street
Ventura, CA, 93003
$1,185,000
MLS: V1-34245
Beds
6
Baths
4
Sq Ft
2,928
Lot
0.22 ac
Year Built
1965
MLS #
V1-34245
Days on Market
33
Listed
Jan 22, 2026
Description
Welcome to this versatile and inviting property featuring a single-level main residence, a detached ADU, and a separate studio, offering exceptional flexibility for multi-generational living, rental income, or private work-from-home options.The main house offers 4 bedrooms and 2 bathrooms with a functional layout designed for both everyday comfort and entertaining. A spacious living room anchors the home, featuring a cozy fireplace and ceiling fans that create a warm and welcoming atmosphere.The open kitchen and dining area is both stylish and practical, showcasing laminate flooring, a center island, granite countertops, eat-bar seating, abundant wood cabinetry, and ceiling fans. The kitchen is fully equipped with a free-standing range and refrigerator, along with a built-in dishwasher and microwave.All four bedrooms in the main house are carpeted and include ceiling fans. The primary suite features an ensuite bathroom with a walk-in shower.The ADU includes 1 bedroom and 1 bathroom, along with its own full kitchen and living room, providing a comfortable and independent living space. The ADU also enjoys a designated private yard area, ideal for extended family, guests, or rental use.A separate studio with its own private entrance adds even more flexibility, perfect for a home office, creative studio, guest space, or additional income opportunity.Additional highlights include an attached 2-car garage, a dedicated laundry area, private patio spaces, and a tool shed for added storage.Conveniently located near shopping, dining, and everyday amenities, with easy access to Highway 101 and Highway 126, this property offers space, privacy, and versatility in one highly desirable package.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Jose Luiz Morales · eXp Realty of California Inc
Payment estimate
$8,532
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $118,500 · Loan: $1,066,500
- Principal & Interest
- $6,553
- Property tax (1.25%)
- $1,234
- Homeowners insurance
- $300
- Mortgage insurance
- $444
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $41,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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