645 Ohio Avenue 402
Long Beach, CA, 90814
$599,000
MLS: NP26052113
Beds
2
Baths
2
Sq Ft
1,050
Lot
0.47 ac
Year Built
1986
MLS #
NP26052113
Days on Market
4
Listed
Mar 11, 2026
Description
Welcome to this top-floor end-unit condo in the Ocean Palms community, ideally located in the highly desirable Rose Park South neighborhood of Long Beach. This bright and spacious 2-bedroom, 2-bathroom home offers approximately 1,050 square feet of living space in one of the city’s most vibrant and walkable neighborhoods, with vaulted ceilings, expansive windows, and abundant natural light. The spacious living room features beautiful hardwood floors, a cozy fireplace, and sliding glass doors that open to a private balcony, creating the perfect setting to enjoy morning coffee or unwind in the evening while overlooking the surrounding tree-lined streets. The thoughtfully designed floor plan offers two bedrooms positioned on opposite sides of the home, providing privacy and flexibility for guests, a home office, or everyday living. The primary suite features soaring ceilings and generous closet space with an en-suite bathroom, while the secondary bedroom is bright and comfortably sized. The kitchen and bathrooms are clean and well maintained, offering a wonderful opportunity for a future owner to update and make the space their own over time. Recent improvements, including fresh interior paint and brand-new carpeting in the bedrooms, create a fresh and move-in ready feel throughout the home. Additional highlights include in-unit laundry, newer central heating and air conditioning, one assigned parking space with carport storage, and the added benefit of no neighbors above. Located just moments from all of the incredible shops, dining, and cafés along 4th Street - including Gusto Bread, Coffee Drunk, El Sauz, Due Fiori, and so many more - this home offers the perfect blend of neighborhood charm, convenience, and classic Long Beach living.
Location
Long Beach, Los Angeles County, CA 90814
Open on Google Maps ↗Listed by: Racquel Hedin · Compass
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
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Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90814 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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