645 W Winchester
Rialto, CA, 92376
$605,000
MLS: CV26000977
Beds
4
Baths
2
Sq Ft
1,279
Lot
0.18 ac
Year Built
1972
MLS #
CV26000977
Days on Market
5
Listed
Jan 19, 2026
Description
Welcome to 645 W Winchester Drive — a charming and well-maintained home perfectly situated in a peaceful Rialto neighborhood. This inviting residence features 4 bedrooms and 2 bathrooms, offering 1,279 square feet of comfortable living space. Step inside to discover a bright and inviting living room with laminate floor throughout. The primary bedroom provides double closet with sliding closet doors and it’s own bathroom. Outside, one can enjoy a fully landscaped backyard, perfect for entertaining or relaxing under the California sun. Located near schools, shopping, and freeway access, this home combines modern convenience with everyday comfort. Don’t miss your chance to make 645 W Winchester Drive your new home!
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: Marvin Rodriguez · MarvNation Realty
Payment estimate
$4,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,500 · Loan: $544,500
- Principal & Interest
- $3,346
- Property tax (1.25%)
- $630
- Homeowners insurance
- $300
- Mortgage insurance
- $227
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $21,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92376 (Rialto) within ±10% of this home's price and size.
$549,000
383 E Mesa
Rialto, 92376
$549,999
124 S Olive
Rialto, 92376
$549,999
1365 N Chestnut
Rialto, 92376
$550,000
461 W Scott Street
Rialto, 92376
$550,000
535 W Van Koevering
Rialto, 92376
$559,999
661 N Larch
Rialto, 92376
Local Market Stats
See Rialto, CA 92376 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.