646 S Fillmore Avenue
Rialto, CA, 92376
$560,000
MLS: IV25221357
Beds
4
Baths
3
Sq Ft
2,111
Lot
0.05 ac
Year Built
2018
MLS #
IV25221357
Days on Market
192
Listed
Sep 26, 2025
Description
A beautiful home with high-end finishes and thoughtful upgrades nestled in a prestigious gated community. The home Boasts an open floor-plan w/ four bedrooms and is designed for both style and functionality. The Gourmet kitchen features granite countertops, GE stainless steel appliances, a large center island, natural wood-stained cabinetry, and is—perfect for cooking, entertaining, & everyday living. This home is perfect for making memories with the people you love. From holiday gatherings to special celebrations, your friends and family will feel right at home and look forward to every visit. The spacious downstairs great room flows seamlessly into the patio area, creating an inviting indoor-outdoor lifestyle. The master suite is a true retreat with two oversized walk-in closets, a spacious bathroom with a soaking tub & stand-up shower. The bathrooms & living spaces shine with energy-efficient recessed lighting & premium finishes. Additional highlights include: **USB outlets throughout **Tankless water heater **Upgraded insulation **Extensive electrical upgrades **Wood shutters **Laundry area **Tesla charging system in garage ** Entry through garage or front of home **Fire emergency sprinkler system **Modern gray pavers and pet turf in the backyard. Enjoy resort-style amenities with access to a community pool, cooking areas, playground, and children’s park for your family's enjoyment. This home is truly move-in ready—schedule your private showing today and experience everything it has to offer.
Location
Rialto, San Bernardino County, CA 92376
Open on Google Maps ↗Listed by: CESAR MEDINA · KELLER WILLIAMS RIVERSIDE CENT
Payment estimate
$4,190
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,000 · Loan: $504,000
- Principal & Interest
- $3,097
- Property tax (1.25%)
- $583
- Homeowners insurance
- $300
- Mortgage insurance
- $210
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $19,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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