649 Gould Terrace
Hermosa Beach, CA, 90254
$3,499,000
MLS: SB26071143
Beds
4
Baths
3
Sq Ft
2,288
Lot
0.19 ac
Year Built
1951
MLS #
SB26071143
Days on Market
10
Listed
Apr 9, 2026
Description
Perched on an extraordinary 67 x 125 lot (8,444 sq ft) in coveted North Hermosa Beach, 649 Gould Terrace presents a rare opportunity to create a true unobstructed ocean view estate in one of the South Bay’s most sought-after neighborhoods. Set on a quiet cul-de-sac street of just 12 homes, the property offers a level of privacy and exclusivity that is nearly impossible to find this close to the beach. The oversized parcel enhances that feeling even further—providing a sense of space and openness far removed from the tight, crowded feel of many Hermosa Beach properties. Enjoy sweeping ocean views of Catalina Island and unforgettable sunset panoramas, creating the perfect backdrop for a custom-built residence. With this much land, you have the flexibility to design a true estate-style home—complete with a large yard, pool, and expansive indoor-outdoor living spaces. For an owner-user, the property also offers a compelling “live now, build later” opportunity—enjoy the home and its exceptional setting today while planning your future dream estate. Complete with a 6 car parking driveway. Ideally located just 1 block from Valley Park, award-winning Hermosa and Manhattan Beach schools, and an easy jaunt to the beach, this property offers the best of coastal living with a rare sense of tranquility. Opportunities like this are exceptionally rare. This is more than just a lot—it’s a chance to build a legacy estate on one of the most desirable and private streets in North Hermosa Beach.
Location
Hermosa Beach, Los Angeles County, CA 90254
Open on Google Maps ↗Listed by: Chad Fahlbusch · Strand Hill Properties
Payment estimate
$24,606
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $349,900 · Loan: $3,149,100
- Principal & Interest
- $19,349
- Property tax (1.25%)
- $3,645
- Homeowners insurance
- $300
- Mortgage insurance
- $1,312
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $122,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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