653 Calle Clavel
Thousand Oaks, CA, 91320
$860,000
MLS: 226001471
Beds
5
Baths
4
Sq Ft
1,950
Lot
0.22 ac
Year Built
1960
MLS #
226001471
Days on Market
3
Listed
Mar 31, 2026
Description
Thousand Oaks Retreat with Incredible Income Potential!Value-add alert! This 5-bedroom, 4-bathroom property (total room count) is a versatile find in a prime location. The primary 3BR/2BA home (pictures coming soon) has been updated with a remodeled open kitchen and granite island.The property also features two additional ''bonus'' units: a converted garage Jr ADU 1-bedroom studio and a detached ADU 1BR/1BA structure. With a bit of vision and city permitting, these spaces can be finalized as legal ADUs for significant rental revenue or used as-is for a sprawling family multi generational estate. Situated on a generous 9,000 + sq. ft. lot with RV parking and an above-ground spa, this home is perfectly located near top-rated schools, parks, and hiking trails.
Location
Thousand Oaks, Ventura County, CA 91320
Open on Google Maps ↗Listed by: Kim Ewing · eXp Realty of California Inc
Payment estimate
$6,274
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,000 · Loan: $774,000
- Principal & Interest
- $4,756
- Property tax (1.25%)
- $896
- Homeowners insurance
- $300
- Mortgage insurance
- $323
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $30,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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