654 W OLIVE
San Bernardino, CA, 92410
$329,900
MLS: DW26117783
Beds
2
Baths
1
Sq Ft
652
Lot
0.13 ac
Year Built
1926
MLS #
DW26117783
Days on Market
13
Listed
May 30, 2026
Description
UNIQUE OPPORTUNITY !! FOR THE FIRST TIME IN 10+ YEARS, THIS 2 BEDROOMS, 1 BATH HOME ON A 5,600 sq ft LOT IS ON THE MARKET !! IN NEED OF SOME TLC - AT 652 SQ FT, IT IS WELL LAID OUT AND FEELS SPACIOUS. HOME FEATURES A HUGE BACKYARD, FRONT YARD, AND A LONG DRIVEWAY FOR MULTIPLE VEHICLES. PLUS AN INDEPENDENT GARAGE. PERFECT FOR FIRST TIME BUYERS OR INVESTORS ALIKE - DEFINITELY A BLANK CANVAS FOR YOU TO CREATE YOUR VERY OWN SPACE AND HOME. ALL MEASUREMENTS HAVE BEEN TAKEN FROM PUBLIC RECORDS BROKERS/AGENT TO DUE YOUR OWN DILIGENCE -
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Edgar Melgarejo-Montoya · Sunrise Acceptance Corp.
Payment estimate
$2,648
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,990 · Loan: $296,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,881
- Property tax (1.25%)
- $344
- Homeowners insurance
- $300
- Mortgage insurance
- $124
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $11,547 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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