6542 Ocean Crest Drive B308
Rancho Palos Verdes, CA, 90275
$899,000
MLS: TR26016394
Beds
3
Baths
2
Sq Ft
1,358
Lot
3.84 ac
Year Built
1973
MLS #
TR26016394
Days on Market
2
Listed
Jan 22, 2026
Description
Welcome to the “Seagate” Gated community! This fabulous resort style, coastal condominium features 3 bedrooms, 2 bathrooms, which is the largest unit in the community. Penthouse, end unit, quiet and spacious. The 14-foot vaulted ceiling added extra story space in the living room area, and attic in one of the bedrooms. One of the bedroom balcony has canyon and ocean views. The entire unit has just been fully renovated, open kitchen design, new cabinet and granite countertops, new paint, new flooring, new bathrooms, also new windows throughout. Property convenient located near award winning schools, parks and shopping centers. Community features two swimming pools, spa, fitness center, and much more. Don’t miss this one!
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Kristen Sun · Summit Mortgage & Realty
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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