6542 Ocean Crest Drive B308
Rancho Palos Verdes, CA, 90275
$879,000
Original list price: $899,000
MLS: TR26016394
Beds
3
Baths
2
Sq Ft
1,358
Lot
3.84 ac
Year Built
1973
MLS #
TR26016394
Days on Market
145
Listed
Jan 22, 2026
Description
Welcome to the “Seagate” Gated community! This fabulous resort style, coastal condominium features 3 bedrooms, 2 bathrooms, which is the largest unit in the community. Penthouse, end unit, quiet and spacious. The 14-foot vaulted ceiling added extra story space in the living room area, and attic in one of the bedrooms. One of the bedroom balcony has canyon and ocean views. The entire unit has just been fully renovated, open kitchen design, new cabinet and granite countertops, new paint, new flooring, new bathrooms, also new windows throughout. Property convenient located near award winning schools, parks and shopping centers. Community features two swimming pools, spa, fitness center, and much more. Don’t miss this one!
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Kristen Sun · Summit Mortgage & Realty
Payment estimate
$7,240
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $87,900 · Loan: $791,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,011
- Property tax (1.25%)
- $916
- Homeowners insurance
- $300
- Mortgage insurance
- $330
- HOA dues
- $684
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $30,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90275 (Rancho Palos Verdes)within ±10% of this home's price and size.
$798,000
32679 Seagate 308
Rancho Palos Verdes, 90275
$815,000
28647 Vista Madera
Rancho Palos Verdes, 90275
$839,000
32653 Seagate 303C
Rancho Palos Verdes, 90275
$849,000
32724 Coastsite Drive 105
Rancho Palos Verdes, 90275
$850,000
5921 Armaga Spring E
Rancho Palos Verdes, 90275
$899,000
32735 Seagate Drive 108
Rancho Palos Verdes, 90275
Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.