Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractCondominium

6542 Ocean Crest Drive D204

Rancho Palos Verdes, CA, 90275

1 / 52View all 52 photos

$549,000

MLS: SB26057726

Beds

1

Baths

1

Sq Ft

778

Lot

Year Built

1973

MLS #

SB26057726

Days on Market

15

Listed

Mar 16, 2026

Description

Welcome to 6542 Ocean Crest Drive Unit D204. Serenity, Views, and California Coastal Living Awaits you in Rancho Palos Verdes! Enjoy ocean and hillside views from this beautifully remodeled condo. The living room opens to a private balcony, perfect for morning coffee or sunset views over the Pacific. This one-bedroom home features new sliding glass doors and windows, quartz countertops, new cabinetry, stainless steel appliances, recessed lighting, upgraded plumbing fixtures, a modern tiled bathtub, and a new water heater. Designer finishes throughout create a clean, contemporary feel. The layout includes a large walk-in closet, additional storage, and a convenient extra sink area. Located in the gated Seagate community with resort-style amenities including pools, spa, gym, sauna, BBQ area, and clubhouse. Assigned parking, private storage, and elevator access included. Minutes from the coast, trails, shopping, dining, and top-rated Palos Verdes schools. Hurry and grab this stunning unit before its gone! No Guarantees from seller or listing broker, buyer to verify all conditions.

Location

Rancho Palos Verdes, Los Angeles County, CA 90275

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Listed by: Amir Al-Khayat · West Shores Realty, Inc.

Payment estimate

$4,114

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,900 · Loan: $494,100

%
Principal & Interest
$3,036
Property tax (1.25%)
$572
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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