6545 Dos Rios Rd
Downey, CA, 90240
$1,100,000
MLS: DW26005944
Beds
5
Baths
3
Sq Ft
1,952
Lot
0.14 ac
Year Built
1953
MLS #
DW26005944
Days on Market
68
Listed
Jan 22, 2026
Description
Discover the perfect blend of privacy and luxury in the highly coveted Treasure Island neighborhood of North Downey offering 5 beds, 3 bath just under 2000 sq ft this Luxury home is situated on a serene, tree-lined street surrounded by multi-million dollar new construction, offering the prestige of Downey with the modern comforts of a complete high-end renovation plus similar luxury aesthetic to the new builds but with the established character, larger lot and Most Importantly "No HOA" Facts! Open-Concept Living Step inside to a sprawling, single-story floor plan designed for the modern entertainer. Spanning nearly 2,000 square feet, the home flows effortlessly into an expansive open-concept dining and kitchen area. The Chef’s Kitchen: The centerpiece is a massive custom island—the ultimate hub for morning coffee, homework sessions, or hosting large holiday gatherings. Double the Living Space: With two distinct living areas, you have the flexibility for a formal sophisticated lounge and a cozy media room for family movie nights. Rarely do you find a single-story home offering 5 spacious bedrooms and 3 remodeled bathrooms. Whether you need a dedicated home office, a guest suite, or room for a growing family, this layout provides maximum versatility. The dedicated interior laundry room adds a layer of convenience often missing in classic Downey homes. Your Personal Retreat The experience continues outdoors to a private backyard sanctuary. Perfectly manicured and designed for relaxation, it’s your own personal retreat for weekend BBQs or quiet evenings under the stars. Parking Galore: Enjoy a clean 2-car garage, a wide driveway, and ample street parking—a rare luxury in Southern California. The Ultimate Commuter Hub Stay centrally located with immediate access to the 5, 605, 710, and 105 freeways. You are minutes away from the best of Downey: Porto’s Bakery, Stonewood Center, and top-tier local schools, while remaining tucked away in a quiet, private pocket.
Location
Downey, Los Angeles County, CA 90240
Open on Google Maps ↗Listed by: Georgette Solano · Century 21 Allstars
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Downey home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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