66050 Cottonwood Drive
Joshua Tree, CA, 92252
$695,000
MLS: 219143510PS
Beds
2
Baths
2
Sq Ft
1,158
Lot
1.01 ac
Year Built
2023
MLS #
219143510PS
Days on Market
37
Listed
Mar 1, 2026
Description
Immaculate new construction perched on a gentle slope in the highly coveted Panorama Heights neighborhood of Joshua Tree. 2 bed 2 bath with high ceilings & expansive windows that bring in beautiful natural light. 1.01 ample acres with desert fauna that offers peace, serenity, & ample space. Property features a finished detached garage with ADU potential & Paid Solar & backup battery! Upgraded sliding glass doors open to an oversized covered patio. Inside you'll find a beautiful island style kitchen with stainless steel new appliances, pendant globe lighting, breakfast bar, long counters, shelves, with generous cupboards & cabinets. Main bedroom enjoys a wide closet with a loft shelf. Main bath adorned with upgraded cladding, tile floors, glass wall & raindrop shower with a contemporary freestanding bathtub. Separate laundry area with new washer/dryer. Hallway bathroom with raindrop shower head, hexagon mosaic tile, bathtub, & sleek floating vanity with vessel sink. Property also features upgraded concrete work & block wall. Located just a half mile to a newly open trendy coffee & cocktail lounge. Perfectly located to tour Indian Cove for hiking, & the Joshua Tree National Monument where about 3 million tourists visit annually. 2 miles to Copper Mtn College. Organic cafes, restaurants, & the JT Saloon in the nearby Joshua Tree Village. 40 miles to Palm Springs. 133 miles to LA. Must see for a primary residence, rental, and investment!
Location
Joshua Tree, San Bernardino County, CA 92252
Open on Google Maps ↗Listed by: Faisal Alserri · Sharon Rose Realty, Inc.
Payment estimate
$5,128
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500
- Principal & Interest
- $3,843
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Joshua Tree home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Joshua Tree, CA 92252 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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