Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

6610 Rancho Road

Phelan, CA, 92371

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$702,220

MLS: HD25259054

Beds

4

Baths

3

Sq Ft

2,418

Lot

2.19 ac

Year Built

2025

MLS #

HD25259054

Days on Market

154

Listed

Nov 12, 2025

Description

New Construction on 2.19 Acres | 4 Bed | 2.5 Bath | 3-Car Garage | 2,418 Sq. Ft. | Paid Solar Welcome to your brand-new dream home, perfectly set on 2.19 acres of peaceful countryside. This thoughtfully designed 2,418 sq. ft. residence offers 4 bedrooms, 2.5 bathrooms, and a spacious 3-car garage—blending modern comfort with wide-open living. Step inside to a bright and inviting open floor plan featuring a stunning great room that seamlessly connects to the chef’s kitchen. Enjoy quartz countertops, custom cabinetry, stainless steel appliances, and a large center island—perfect for gatherings and everyday living. The primary suite offers a private retreat with a spa-inspired ensuite bathroom and a generous walk-in closet. Designed for efficiency and convenience, this home includes fully paid solar (7 panels) to help reduce energy costs. The chain-link fenced yard, complete with double gates on both sides, provides security and easy access—ideal for pets, kids, or recreational use. With plenty of space for outdoor activities, RVs, or future additions, this property offers endless possibilities while maintaining a sense of privacy and tranquility. Move-in ready and built with quality craftsmanship, this home delivers the perfect balance of modern style, energy efficiency, and country charm.

Location

Phelan, San Bernardino County, CA 92371

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Listed by: Bertha Limon · Realty ONE Group Empire

Payment estimate

$5,178

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $70,222 · Loan: $631,998

%
Principal & Interest
$3,883
Property tax (1.25%)
$731
Homeowners insurance
$300
Mortgage insurance
$263
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $24,578 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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