6618 Smoke Tree Avenue
Oak Park, CA, 91377
$1,200,000
MLS: 26694273
Beds
4
Baths
3
Sq Ft
2,212
Lot
0.19 ac
Year Built
1979
MLS #
26694273
Days on Market
8
Listed
Apr 9, 2026
Description
Set on a generous 8,276-square-foot lot in the highly regarded Oak Park community, this four-bedroom, three-bathroom residence presents an exceptional opportunity for buyers seeking space, privacy, and the ability to create a home tailored to their vision. This major fixer-upper offers a functional layout for updates or a full transformation. The interior features soaring ceilings and expansive windows that fill the main living areas with abundant natural light, creating an open and inviting atmosphere. The kitchen and adjoining living spaces flow seamlessly to the backyard, offering an ideal setup for indoor-outdoor living and entertaining. Outside, the spacious yard provides endless potential for future enhancements, including a pool, outdoor entertaining area, garden, or expanded landscaping. Mature trees add both character and privacy, creating a peaceful and secluded setting. Located in a quiet residential neighborhood near the award-winning Oak Park schools, the home also enjoys close proximity to parks, hiking trails, shopping, and dining. With no HOA and strong long-term upside, this property represents an excellent opportunity to renovate, personalize, and add value in one of Ventura County's most desirable communities.
Location
Oak Park, Ventura County, CA 91377
Open on Google Maps ↗Listed by: Grant Vasek · Compass
Payment estimate
$8,636
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,080,000
- Principal & Interest
- $6,636
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak Park home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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