664 W 14th Street
San Bernardino, CA, 92405
$412,500
MLS: PW25266357
Beds
2
Baths
1
Sq Ft
1,872
Lot
0.15 ac
Year Built
1916
MLS #
PW25266357
Days on Market
147
Listed
Nov 25, 2025
Description
Charming home in the heart of San Bernardino! This 2 bedroom, 1 bath home has unpermitted additions to create a much larger space. The original home consists of a spacious living room that seamlessly flows into the open-concept kitchen, 2 bedrooms, and a jack and jill bath. Beyond the kitchen is the unpermitted addition (that unfortunately will have to be demolished and removed, or plans will need to be submitted, permits pulled, and work inspected). The unpermitted addition consists of (downstairs): a full bath, laundry closet, and large family room with sliding glass doors that lead to a generously sized backyard, perfect for kids and pets to play in a safe, open space. A primary bedroom is located upstairs and includes an ensuite bath. With a detached two-car garage and a long driveway, there is no shortage of onsite parking. This home is ideally located near the 210 and 215 freeways, with easy access to public transportation – the perfect base for commuters. Plus, you'll be surrounded by shopping, dining, schools, and parks—everything you need is just minutes away! This property offers tons of potential. (Imagine getting the back half of the house permitted and turning the detached garage into an ADU, opening up alley access for a completely separate entrance) Don't miss out on this fantastic opportunity, come see everything this home has to offer! SOLD AS-IS. BUYERS TO CURE CODE VIOLATIONS AFTER CLOSE OF ESCROW.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Caroline Gim · Expert Real Estate & Investment
Payment estimate
$3,165
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,250 · Loan: $371,250
- Principal & Interest
- $2,281
- Property tax (1.25%)
- $430
- Homeowners insurance
- $300
- Mortgage insurance
- $155
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $14,438 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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