6643 Indian Cove Road
29 Palms, CA, 92277
$450,000
MLS: JT26021247
Beds
4
Baths
3
Sq Ft
2,341
Lot
0.82 ac
Year Built
1986
MLS #
JT26021247
Days on Market
3
Listed
Feb 4, 2026
Description
TWO HOUSES!!! One SFR and one NEW CONSTRUCTION ADU, Guest House. Near NATIONAL PARK ENTERANCE in Indian Cove neighborhood. Updated. Close to downtown Joshua Tree. Nature hiking nearby. Perfect for extended family or to rent out one house to help pay the mortgage. A total of 4-BEDROOMS/3-BATHROOM, spread over 2,341 square feet, between the two houses. 2-Car Garage for extra storage. Large Lot. Convenient location – close to Base and close to Yucca Valley for shopping. NEW PHOTOS COMING SOON
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Bryan Wynwood · Joshua Tree Modern
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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