66560 Cottonwood
Joshua Tree, CA, 92277
(No pictures available yet)
$295,000
MLS: SW26095994
Beds
2
Baths
1
Sq Ft
780
Lot
2.50 ac
Year Built
1976
MLS #
SW26095994
Days on Market
3
Listed
May 4, 2026
Description
Welcome to 66560 Cottonwood Drive in Joshua Tree, located in the desirable Panorama Heights neighborhood. Situated on an expansive approximately 2.5-acre corner lot, this fully fenced property offers privacy, open space, and wide-reaching desert views. The home has been updated with fresh interior and exterior paint and features wood laminate flooring throughout the living areas and bedrooms, with tile flooring in the kitchen and bathroom. The kitchen has been upgraded with white shaker cabinetry, butcher block-style countertops, custom tile backsplash, gas oven, overhead microwave, and refrigerator. The home offers a mid-century inspired feel with slightly elevated ceilings and a functional layout. The hallway includes built-in storage, and each bedroom is equipped with its own cooling source. Additional features include wood-style blinds and updated lighting throughout. The bathroom includes a newer tub and shower surround, white shaker vanity, updated fixtures, and modern lighting. Climate control is provided by a combination of evaporative cooler and mini-split system. Outdoor features include a fenced patio area ideal for enjoying the surrounding desert environment. Washer and dryer hookups are located outside. The property is serviced by a water storage tank and pump system. A storage trailer is included, providing additional utility. The lot offers gated access and ample space for vehicles, equipment, or potential expansion. Buyer to verify all aspects of the property including utilities, water source, zoning, and financing options.
Location
Joshua Tree, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Zachary Harris · Harcourts Prime Properties
Payment estimate
$2,398
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,500 · Loan: $265,500
- Principal & Interest
- $1,680
- Property tax (1.25%)
- $307
- Homeowners insurance
- $300
- Mortgage insurance
- $111
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Joshua Tree home with as little as 3.5% down using an FHA loan — roughly $10,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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