671 N Gardena Street
San Bernardino, CA, 92411
$399,000
MLS: PTP2601227
Beds
2
Baths
1
Sq Ft
716
Lot
0.16 ac
Year Built
1920
MLS #
PTP2601227
Days on Market
46
Listed
Feb 16, 2026
Description
Charming single-story home located in an established neighborhood of San Bernardino! This inviting residence offers a functional floor plan with abundant natural light, comfortable living spaces, and great potential for customization. The spacious living room flows seamlessly into the dining area and kitchen, creating an ideal layout for everyday living and entertaining. The property features generously sized bedrooms, ample storage, and a large backyard with plenty of room to create your dream outdoor retreat—perfect for gatherings, gardening, or possible ADU potential (buyer to verify). The expansive lot provides added flexibility and privacy. Conveniently located near local schools, parks, shopping centers, and with easy access to major freeways, this home offers both comfort and commuter-friendly convenience. Whether you're a first-time buyer, investor, or looking to downsize, this is a fantastic opportunity to own in a well-established area. Don’t miss your chance to make this property your own!
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: Ruben Aceves · BuySDHouses
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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