$778,000
MLS: V1-36571
Beds
3
Baths
2
Sq Ft
1,268
Lot
0.15 ac
Year Built
1955
MLS #
V1-36571
Days on Market
9
Listed
May 22, 2026
Description
Welcome to your future home in Montalvo Heights! Recently painted, this charming property offers 3 bedrooms and 2 upgraded baths. Enjoy a spacious living room with recessed lighting, a cozy fireplace, and ceramic tile flooring throughout. The kitchen provides plenty of cabinet space, and additional upgrades include double-pane windows, copper plumbing, and a French door leading to the patio with a view of the large backyard. The front yard features a wrought-iron gate, a long driveway, and a private garage. Conveniently located near the 101 Freeway, schools, parks, shopping, and Ventura's coastline, this move-in-ready home offers both comfort and value in a great neighborhood.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Pearl Reyes · Coldwell Banker Realty
Payment estimate
$5,837
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,800 · Loan: $700,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,435
- Property tax (1.25%)
- $810
- Homeowners insurance
- $300
- Mortgage insurance
- $292
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $27,230 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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