683 E Joseph Privado
Ontario, CA, 91761
$699,000
MLS: PW26035644
Beds
3
Baths
3
Sq Ft
1,684
Lot
0.05 ac
Year Built
2024
MLS #
PW26035644
Days on Market
37
Listed
Feb 20, 2026
Description
(LOW HOA Due, LOW Property Tax Approx. 1.1%, & NO Mello-Roos/CFD) Beautifully Newer Built in 2024, 3-bedroom, 2.5-bath home offering 1,684 sqft of bright & inviting living space. Located close to the community pool, and picnic area, this home combines comfort, convenience, and community. Enjoy a spacious two-bay garage with storage racks & owned solar panels for energy efficiency & also multispeed HVAC system, spray foam insulation, & high-performance air filtration. Inside, the home features fresh paint, chrome fixtures throughout, and an open floor plan ideal for modern living. The chef’s kitchen showcases a large island, countertops with a granite backsplash, plenty of cabinetry with pantry, and stainless-steel appliances including a gas range, dishwasher, and micro-hood. All bedrooms are located upstairs, including a primary suite with a walk-in closet and private walk-in closet. Bathrooms include high-efficiency toilets & dual sinks. Additional included amenities feature a refrigerator, washer, dryer, reverse-osmosis (RO) drinking system, and water softener ~ providing true move-in-ready convenience. Situated just minutes from major freeways (SR-60 and I-15), whether commuting to work, exploring the mountains, or heading to coast. (Lives like a SFR, property is zoned as the detached condo.)
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Michelle Tsai Aun · Circa Properties, Inc.
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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