684 Cara Cara Lane
Covina, CA, 91723
(No pictures available yet)
$585,000
MLS: SR26093019
Beds
2
Baths
2
Sq Ft
1,050
Lot
0.38 ac
Year Built
2023
MLS #
SR26093019
Days on Market
8
Listed
May 1, 2026
Description
Welcome to this beautiful 2023 new-construction home offering modern design, energy efficiency, and versatile living spaces. The inviting first-floor loft provides excellent flexibility and can be used as an additional living area, home office, gym, or guest space. The home features energy-efficient mini-split AC units in individual rooms, allowing customized comfort throughout. The main living level offers an open-concept layout with a bright and spacious living room that flows into the dining area and kitchen. The kitchen includes sleek finishes, an upgraded backsplash, and direct access to a charming balcony, perfect for morning coffee or outdoor dining. A 2-car garage and ample guest parking add everyday convenience. Upstairs, you will find two comfortable bedrooms offering privacy and functionality. The community also features a playground, creating a welcoming setting for residents and guests. Solar is leased at approximately $65 per month, providing an affordable energy-saving benefit. With stylish finishes, flexible spaces, and a contemporary layout, this home is an excellent blend of comfort, efficiency, and modern living.
Location
Covina, Los Angeles County, CA 91723
Open on Google Maps ↗Listed by: Michael Kennedy · Vanguard Realty & Mortgage, Inc.
Payment estimate
$4,460
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,500 · Loan: $526,500
- Principal & Interest
- $3,331
- Property tax (1.25%)
- $609
- Homeowners insurance
- $300
- Mortgage insurance
- $219
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Covina home with as little as 3.5% down using an FHA loan — roughly $20,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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