684 Ledgestone Drive
Santa Paula, CA, 93060
$1,104,990
MLS: OC26029633
Beds
4
Baths
5
Sq Ft
3,347
Lot
0.17 ac
Year Built
2026
MLS #
OC26029633
Days on Market
38
Listed
Feb 9, 2026
Description
Come live the dream in this new two-story home, a bedroom with an en-suite bathroom provides a flexible space on the first floor. An open-concept layout encourages seamless transitions between a modern kitchen, an elegant dining room and a comfortable living room with easy access to the California Room for indoor-outdoor living. A versatile bonus room at the top of the stairs offers extra space to gather and relax near two additional secondary bedrooms and a luxe owner's suite that features direct access to an inviting retreat and relaxation on the upper level. Laurel is a new collection of single-family homes in the Harvest at Limoneira masterplan in beautiful Santa Paula, CA. Residents will enjoy access to all available amenities within the masterplan, including a sparkling swimming pool, modern clubhouse, sport courts and much more. The local area offers endless entertainment options, including upscale dining and shopping in nearby Ventura and Ojai. The Santa Paula Punch Bowls are a popular hiking destination, and nature lovers will enjoy proximity to both McGrath and Oxnard state beaches for ample outdoor recreation.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Cesi Pagano · Keller Williams Realty
Payment estimate
$7,976
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,499 · Loan: $994,491
- Principal & Interest
- $6,110
- Property tax (1.25%)
- $1,151
- Homeowners insurance
- $300
- Mortgage insurance
- $414
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $38,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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