6864 Elmwood Road
San Bernardino, CA, 92404
$250,000
MLS: IV26122497
Beds
2
Baths
1
Sq Ft
856
Lot
0.20 ac
Year Built
1952
MLS #
IV26122497
Days on Market
3
Listed
Jun 9, 2026
Description
This house has been through a fire, and it shows. The damage is significant, the price reflects every bit of it, and the seller is making no repairs. What's left is something investors actually look for: a 2-bedroom, 1-bath home with an 858-square-foot footprint, sitting on a rare 8,694-square-foot lot, all priced to move and waiting for the right person to bring it back. The numbers are the story here. Land like this, at this price point, in San Bernardino, is the kind of canvas that rewards a clear plan and a good contractor. Restore the existing structure, redesign it, or explore what the oversized lot will allow, subject to City of San Bernardino approval. The upside is real for the buyer willing to do the work. A note on safety: because of the fire damage, please wear a mask when entering the property and watch your step throughout. This is a strictly cash, as-is sale. Do your homework, verify square footage, lot size, permits, and rebuild potential with the city, then bring your proof of funds and your vision. Opportunities with this much raw potential don't sit around.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: ANA THIGPEN · CENTURY 21 EXPERIENCE
Payment estimate
$2,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $225,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,425
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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