698 Villa Grove Avenue
Big Bear City, CA, 92314
$475,000
Original list price: $499,900
MLS: PW25086563
Beds
3
Baths
2
Sq Ft
1,080
Lot
0.17 ac
Year Built
1965
MLS #
PW25086563
Days on Market
419
Listed
Apr 21, 2025
Description
$10,000 Price Improvement! Whether you’re looking for a primary residence or a smart investment, this opportunity just got even better. Escape to the mountains in this beautiful turnkey 3-bedroom, 2-bathroom Moonridge retreat, offering the perfect mix of charm and modern comfort. Tucked away for privacy on a large lot, and surrounded by soaring pines, this open-concept home features two impressive stone fireplaces, vaulted T&G ceilings, and a warm, inviting ambiance throughout. Enjoy year-round comfort with a mini-split system and forced air heating. The primary suite is located on the main floor, while the lower level includes two additional bedrooms, a bathroom, and laundry area - ideal for guests or a growing family. Step outside to enjoy two spacious decks, perfect for lounging or dining under the stars, and soak in the private hot tub after a day on the slopes or hiking trails. This home is currently operating as a successful vacation rental, offering built-in income potential and is just minutes from ski resorts, the Village, dining, grocery stores, and shopping. HOME IS BEING SOLD FULLY FURNISHED - SO YOU'LL BE READY TO GO!!! Whether you're looking for a peaceful second home, a full-time residence, or a turn-key rental investment, this Moonridge gem checks all the boxes!
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Michelle Trail · BHHS CA Properties
Payment estimate
$3,681
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,708
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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