ActiveSingleFamilyResidence

698 Villa Grove Avenue

Big Bear City, CA, 92314

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$475,000

MLS: PW25086563

Beds

3

Baths

2

Sq Ft

1,080

Lot

0.17 ac

Year Built

1965

MLS #

PW25086563

Days on Market

320

Listed

Apr 21, 2025

Description

$10,000 Price Improvement! Whether you’re looking for a primary residence or a smart investment, this opportunity just got even better. Escape to the mountains in this beautiful turnkey 3-bedroom, 2-bathroom Moonridge retreat, offering the perfect mix of charm and modern comfort. Tucked away for privacy on a large lot, and surrounded by soaring pines, this open-concept home features two impressive stone fireplaces, vaulted T&G ceilings, and a warm, inviting ambiance throughout. Enjoy year-round comfort with a mini-split system and forced air heating. The primary suite is located on the main floor, while the lower level includes two additional bedrooms, a bathroom, and laundry area - ideal for guests or a growing family. Step outside to enjoy two spacious decks, perfect for lounging or dining under the stars, and soak in the private hot tub after a day on the slopes or hiking trails. This home is currently operating as a successful vacation rental, offering built-in income potential and is just minutes from ski resorts, the Village, dining, grocery stores, and shopping. HOME IS BEING SOLD FULLY FURNISHED - SO YOU'LL BE READY TO GO!!! Whether you're looking for a peaceful second home, a full-time residence, or a turn-key rental investment, this Moonridge gem checks all the boxes!

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Michelle Trail · BHHS CA Properties

Payment estimate

$3,600

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500

%
Principal & Interest
$2,627
Property tax (1.25%)
$495
Homeowners insurance
$300
Mortgage insurance
$178
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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