700 Thomas Street
Oak View, CA, 93022
$2,100,000
MLS: V1-35379
Beds
4
Baths
4
Sq Ft
4,006
Lot
3.15 ac
Year Built
1987
MLS #
V1-35379
Days on Market
19
Listed
Mar 25, 2026
Description
Best Buy Opportunity in the Ojai Valley. A rare offering that combines scale, privacy, and natural beauty across approximately 3.15 acres. Spanning roughly 4,000 square feet, this expansive residence features four bedrooms, two full baths, and two half baths, thoughtfully designed to embrace the Ojai Valley lifestyle. The open and flowing floor plan is enhanced by soaring vaulted and beamed ceilings, abundant natural light, and timeless architectural character throughout. Walls of windows frame sweeping, unobstructed views of the Sulphur Mountain range and the valley below, creating a seamless connection between indoor living and the surrounding landscape.Adding to the property's appeal, an adjacent approximately 4.42 acre parcel is also available for $750,000. This parcel offers an existing water meter and a recorded parcel map outlining established easements for utilities and access. Adjacent to but not part of the Saddle Mountain HOA, the property provides flexibility while maintaining proximity to one of Ojai's most desirable settings. A compelling value and a unique opportunity to secure space, views, and long term potential in the Ojai Valley.
Location
Oak View, Ventura County, CA 93022
Open on Google Maps ↗Listed by: Bob Kemper · LIV Sothebys Ojai
Payment estimate
$14,887
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $210,000 · Loan: $1,890,000
- Principal & Interest
- $11,612
- Property tax (1.25%)
- $2,188
- Homeowners insurance
- $300
- Mortgage insurance
- $788
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $73,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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