7022 Hartcrest Drive
Rancho Palos Verdes, CA, 90275
(No pictures available yet)
$1,850,000
MLS: SB26036521
Beds
4
Baths
2
Sq Ft
2,016
Lot
0.19 ac
Year Built
1972
MLS #
SB26036521
Days on Market
6
Listed
May 1, 2026
Description
This Vista Grande Elementary school 4-bedroom, 2-bathroom residence offers 2,016 square feet of versatile living space, perfectly balancing comfort and functionality. Step through the inviting entryway and discover light-filled living areas designed for relaxing and entertaining. The open floor plan flows seamlessly to the backyard for indoor-outdoor living with lots of yummy fruit trees (apricot, peach, avocado, loquat, nectarine, apple, fig, pear, persimmon and pomegranate) The well-appointed updated kitchen serves as the heart of the home that opens to the family room. The four generously sized bedrooms provide thoughtful separation of space and flexibility, ideal for creating your dream primary suite, guest quarters, and home office areas. Located in the sought-after Rancho Palos Verdes area, this home offers a wonderful blend of tranquility and accessibility.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Maggie Ding · Compass
Payment estimate
$13,292
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $185,000 · Loan: $1,665,000
- Principal & Interest
- $10,371
- Property tax (1.25%)
- $1,927
- Homeowners insurance
- $300
- Mortgage insurance
- $694
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $64,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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