704 17th Street
Santa Monica, CA, 90402
$3,399,000
MLS: 26656215
Beds
3
Baths
2
Sq Ft
1,488
Lot
0.17 ac
Year Built
1926
MLS #
26656215
Days on Market
15
Listed
Mar 14, 2026
Description
In the coveted Franklin school district, this north of Montana home is a special find. Lived in and loved by the same family since 1980, this Spanish Colonial Revival home awaits your vision. Abundant vintage charm from arched windows, dining room with built-in cabinetry, living room with Revival-style fireplace, coved ceilings to narrow-plank wood floors and a south-facing kitchen with a sweet breakfast nook. Needs some TLC. Bring your designer/contractor/builder, the location says it all. 7508 square foot lot. Detached garage can be accessed from street or alley. Just one short block to all the shops and restaurants (and movie theater) that trendy Montana Avenue has to offer. Just 17 blocks from the bluffs. Property appears to be included in the 2018 Historic Resources Inventory Update District Resources. And appears to have a 5D3 designation. Per the City, A District Resource, located within the Boundaries of a historic district, could contribute as one of many structures grouped in a potential Historic District. Buyer to do their own due diligence with the City. Please see the "Virtual Tour" link (above) for the self-directed, 3-D virtual tour and the floor plan.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Kate Bransfield · Coldwell Banker Realty
Payment estimate
$23,911
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $339,900 · Loan: $3,059,100
- Principal & Interest
- $18,796
- Property tax (1.25%)
- $3,541
- Homeowners insurance
- $300
- Mortgage insurance
- $1,275
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $118,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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