7092 Harmon Drive
Ventura, CA, 93003
$899,000
MLS: 226000704
Beds
3
Baths
2
Sq Ft
1,706
Lot
0.18 ac
Year Built
1958
MLS #
226000704
Days on Market
61
Listed
Feb 19, 2026
Description
Welcome to this rare opportunity in Ventura's desirable Montalvo neighborhood--where thoughtful design meets modern comfort.Completely refreshed remodel, this home truly shines. Recent upgrades include newer paint, flooring, windows, bathrooms, and a beautifully updated kitchen, creating a move-in-ready experience that today's buyers are searching for.Set on a generous 7,840 sq ft lot, this 3-bedroom, 2-bath home offers 1,706 sq ft of living space with a flexible layout ideal for modern living. Originally built in 1958, the home features an expanded living area from a prior garage conversion, while a two-car carport provides convenient off-street parking.One of the standout features is the expansive backyard, which backs to a peaceful barranca with no rear neighbors--offering exceptional privacy, great views, and peaceful outdoors. A large covered patio creates the perfect setting for entertaining, relaxing, or enjoying true indoor-outdoor California living.Located on a quiet Ventura street and a highly sought-after neighborhood--a combination that's becoming increasingly rare.This is the one you've been waiting for.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Michael Love · eXp Realty of California Inc
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93003 (Ventura) within ±10% of this home's price and size.
$849,000
6368 Hunter Street
Ventura, 93003
$889,000
202 Yale Avenue
Ventura, 93003
$920,000
6256 Fremont Street
Ventura, 93003
$925,000
5305 Woodbury Street
Ventura, 93003
$949,000
2378 Channel Drive 105
Ventura, 93003
$949,000
3750 Mound
Ventura, 93003
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.