7092 Harmon Drive
Ventura, CA, 93003
$849,900
Original list price: $899,000
MLS: 226000704
Beds
3
Baths
2
Sq Ft
1,706
Lot
0.18 ac
Year Built
1958
MLS #
226000704
Days on Market
110
Listed
Feb 19, 2026
Description
Welcome to this rare opportunity in Ventura's desirable Montalvo neighborhood--where thoughtful design meets modern comfort.Completely refreshed remodel, this home truly shines. Recent upgrades include newer paint, flooring, windows, bathrooms, and a beautifully updated kitchen, creating a move-in-ready experience that today's buyers are searching for.Set on a generous 7,840 sq ft lot, this 3-bedroom, 2-bath home offers 1,706 sq ft of living space with a flexible layout ideal for modern living. Originally built in 1958, the home features an expanded living area from a prior garage conversion, while a two-car carport provides convenient off-street parking.One of the standout features is the expansive backyard, which backs to a peaceful barranca with no rear neighbors--offering exceptional privacy, great views, and peaceful outdoors. A large covered patio creates the perfect setting for entertaining, relaxing, or enjoying true indoor-outdoor California living.Located on a quiet Ventura street and a highly sought-after neighborhood--a combination that's becoming increasingly rare.This is the one you've been waiting for.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Michael Love · eXp Realty of California Inc
Payment estimate
$6,349
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,990 · Loan: $764,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,845
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $29,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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