ActiveSingleFamilyResidence

720 Maryland Road

Big Bear Lake, CA, 92315

1 / 18View all 18 photos

$435,000

MLS: OC25179576

Beds

2

Baths

2

Sq Ft

1,433

Lot

0.13 ac

Year Built

1970

MLS #

OC25179576

Days on Market

236

Listed

Aug 8, 2025

Description

Surrounded by towering pines and fresh mountain air, this 2-bedroom, 2-bath home offers 1,433 sq ft of comfortable living space on a 5,850 sq ft lot in the heart of Big Bear. Expansive windows and multiple French doors bathe the interior in natural light, while vaulted ceilings add rustic charm. The spacious living area opens to a wraparound deck, perfect for outdoor entertaining, and one upstairs bedroom enjoys its own private balcony with serene treetop views. The bright kitchen features ample cabinetry and easy access to the dining space. Ideally located near Big Bear Lake, hiking and biking trails, ski resorts, and the shops and restaurants of The Village, this property offers the perfect blend of year-round living and vacation retreat potential.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Teresa Gorman · Fiduciary Real Estate Services

Payment estimate

$3,322

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,500

%
Principal & Interest
$2,405
Property tax (1.25%)
$453
Homeowners insurance
$300
Mortgage insurance
$163
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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