ActiveCondominium

720 W 4th 114

Long Beach, CA, 90802

1 / 26View all 26 photos

$355,000

MLS: DW26010977

Beds

1

Baths

2

Sq Ft

588

Lot

0.74 ac

Year Built

1984

MLS #

DW26010977

Days on Market

95

Listed

Jan 15, 2026

Description

PRICE REDUCTION, PRICE REDUCTION-Desirable End-Unit Townhome Near Downtown Long Beach Welcome to this charming and light-filled end-unit condo, ideally located within walking distance to Downtown Long Beach and just minutes from the ocean. Enjoy the best of urban living with the comfort and privacy of a cozy retreat. This home features 1 spacious bedroom with wall-to-wall closet space and a private en-suite bathroom, plus an additional bathroom for guests. The upgraded kitchen offers granite countertops, generous cabinetry, and plenty of natural light. The open living and dining area flows seamlessly to a private balcony, perfect for grilling or entertaining. With two balconies total, the unit is filled with natural light and refreshing ocean breezes. Additional highlights include in-unit washer and dryer, a storage closet, and wall air conditioning units in both the living area and bedroom for year-round comfort. 1 CAR Parking space and guest parking. A desirable end-unit location and an excellent opportunity to enjoy the Downtown Long Beach lifestyle!

Location

Long Beach, Los Angeles County, CA 90802

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Listed by: Nidya Pineda · Century 21 Jervis & Associates

Payment estimate

$2,766

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500

%
Principal & Interest
$1,963
Property tax (1.25%)
$370
Homeowners insurance
$300
Mortgage insurance
$133
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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