720 W 4th 114
Long Beach, CA, 90802
$355,000
MLS: DW26010977
Beds
1
Baths
2
Sq Ft
588
Lot
0.74 ac
Year Built
1984
MLS #
DW26010977
Days on Market
95
Listed
Jan 15, 2026
Description
PRICE REDUCTION, PRICE REDUCTION-Desirable End-Unit Townhome Near Downtown Long Beach Welcome to this charming and light-filled end-unit condo, ideally located within walking distance to Downtown Long Beach and just minutes from the ocean. Enjoy the best of urban living with the comfort and privacy of a cozy retreat. This home features 1 spacious bedroom with wall-to-wall closet space and a private en-suite bathroom, plus an additional bathroom for guests. The upgraded kitchen offers granite countertops, generous cabinetry, and plenty of natural light. The open living and dining area flows seamlessly to a private balcony, perfect for grilling or entertaining. With two balconies total, the unit is filled with natural light and refreshing ocean breezes. Additional highlights include in-unit washer and dryer, a storage closet, and wall air conditioning units in both the living area and bedroom for year-round comfort. 1 CAR Parking space and guest parking. A desirable end-unit location and an excellent opportunity to enjoy the Downtown Long Beach lifestyle!
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Nidya Pineda · Century 21 Jervis & Associates
Payment estimate
$2,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
- Principal & Interest
- $1,963
- Property tax (1.25%)
- $370
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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