720 W 4th Street 104
Long Beach, CA, 90802
$479,900
MLS: OC26013863
Beds
2
Baths
2
Sq Ft
957
Lot
0.74 ac
Year Built
1984
MLS #
OC26013863
Days on Market
88
Listed
Jan 20, 2026
Description
BEST DEAL AND PRICED TO SELL! Affordable beach living at it’s very best. This Complex is prominently located on the corner and features a welcoming an inviting atmosphere to this condo community. Conveniently located on the main floor, this spacious 2-bedroom, 2-bath condo offers a well-designed layout with generous living areas and excellent natural light throughout. The floor plan is bright and open, with a spacious living room that has recessed lighting, leading to an open and bright kitchen. There are lots of cabinets, counter space, and the refrigerator, stove, and microwave are newer. There is also a dishwasher for your convenience. The 2nd full bathroom is located conveniently in the hallway to accommodate your guests. The Laundry area that has a newer stackable washer and dryer are also tucked neatly away in the hallway. Down the hall is a spacious en-suite bedroom with two wall closets, vanity cabinets, and a sliding glass door that leads to your private balcony, where you can sit and sip your morning coffee. The 2nd bedroom is just as spacious with the same set of closets and vanity area that leads to the hallway bathroom for convenience. The unit comes with 2 dedicated parking spaces with overhead storage in the subterranean garage. The complex is secured with a modern cell-application and FOB to enter into the parking areas, mail area, and doors leading into the complex. An Elevator is conveniently located in the middle of the complex which creates easy access for daily living and moving in. Included in the low HOA, is a community recreation room and well outfitted gym, as well as a bike storage area and an open green outdoor space for entertaining. Just down the street is a Community Center and accompanying park. You are seconds from the freeway and minutes from Downtown Pine Ave and Ocean Blvd. that offer many restaurants and shops. And let's not forget about the Beach! Just minutes from the ocean and sand with all the amenities it offers; skate park, on-sand restaurant, bike trails, kiting, picnic areas, and much more. Partially remodeled, this unit features key updates that enhance comfort and style while still leaving room for the next owner to add their personal touch. While some repairs are needed, the home is competitively priced to reflect the remaining work, making it a great opportunity for buyers looking for value, customization potential, or an investment property. Come take a look and don't let it pass you by!
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Emily Saenz · First Team Real Estate
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,990 · Loan: $431,910
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $16,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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