7278 1/2 Hermosa
Rancho Cucamonga, CA, 91701
$540,000
MLS: CV26007292
Beds
2
Baths
3
Sq Ft
1,218
Lot
0.03 ac
Year Built
1985
MLS #
CV26007292
Days on Market
87
Listed
Jan 16, 2026
Description
Rarely available, great location Stonegate Community condo in City of Alta Loma. This GATED community offers pool/spa and beautiful maintained walkways throughout this lovely community. This bright and open floor plan home with 2 oversized bedrooms, both with their own large bathrooms. Downstairs offers a lovely family room with gas fireplace, nice sized powder room for guests and direct access to the 2 car garage with washer/dryer hook-ups. Great condition kitchen with stainless steel appliances. Laminate and tile flooring, recessed lighting and wood shutters throughout. Front porch / patio with views of the beautiful lush green lawns and large mature trees. Close to Victoria Gardens mall, Ontario Mills and conveniently located near many shopping centers. Water and Trash paid through monthly HOA Dues.
Location
Rancho Cucamonga, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: Jenny Xu · RE/MAX MASTERS REALTY
Payment estimate
$4,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,000 · Loan: $486,000
- Principal & Interest
- $2,986
- Property tax (1.25%)
- $563
- Homeowners insurance
- $300
- Mortgage insurance
- $203
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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