732 W Phillips 18
Ontario, CA, 91762
$479,999
MLS: CV26127481
Beds
3
Baths
3
Sq Ft
1,402
Lot
0.03 ac
Year Built
1981
MLS #
CV26127481
Days on Market
1
Listed
Jun 11, 2026
Description
Welcome to 732 W. Phillips Street #18, Ontario! This charming two-story condo/townhome offers 3 bedrooms, 2.5 bathrooms, and approximately 1,402 square feet of comfortable living space, perfect for first-time buyers, growing families, or anyone seeking a low-maintenance lifestyle. The main level features a spacious living room, dining area, convenient powder room, and an updated kitchen designed for both everyday living and entertaining. Upstairs, you’ll find three generously sized bedrooms and two full bathrooms. Additional highlights include an attached two-car garage with a dedicated laundry area and very reasonable HOA dues that cover water, trash, front yard landscaping, and common area maintenance, helping make homeownership even more affordable and convenient. Ideally located near shopping, dining, schools, parks, and with easy access to the 60 Freeway, this home offers the perfect blend of comfort, convenience, and value in the heart of Ontario. Don’t miss this wonderful opportunity—must see to appreciate!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Leticia Palos · Keller Williams Riverside
Payment estimate
$4,076
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,000 · Loan: $431,999
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,736
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
- HOA dues
- $360
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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