7330 Smoke Tree
Phelan, CA, 92371
$605,000
MLS: CV26037431
Beds
4
Baths
3
Sq Ft
2,699
Lot
1.91 ac
Year Built
2005
MLS #
CV26037431
Days on Market
31
Listed
Feb 20, 2026
Description
Spacious, private, and built for entertaining — this impressive 4-bedroom, 3-bath home offers 2,699 sq ft of thoughtfully designed living space on a fully usable 2-acre lot. A wrap-around driveway welcomes you in and leads to a three-car garage, providing ample parking and convenience for guests. Inside, the desirable split floor plan features two primary suites, ideal for multi-generational living or extended guest stays. The home offers a formal dining room perfect for gatherings, while the living area is anchored by a cozy wood fireplace insert that adds warmth and character. Large windows showcase beautiful views and bring in natural light throughout. Step outside to a fully fenced and landscaped property designed for relaxation and entertaining, with wide-open space to host, play, or simply enjoy the peaceful surroundings. This rare property combines space, function, and charm — a must-see for anyone looking for comfort, flexibility, and room to enjoy both indoors and out.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Angela McArthur · PRICE REAL ESTATE GROUP INC
Payment estimate
$4,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,500 · Loan: $544,500
- Principal & Interest
- $3,346
- Property tax (1.25%)
- $630
- Homeowners insurance
- $300
- Mortgage insurance
- $227
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $21,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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