739 18th Street
Santa Monica, CA, 90402
$3,995,000
MLS: 26638127
Beds
2
Baths
1
Sq Ft
1,529
Lot
0.21 ac
Year Built
1927
MLS #
26638127
Days on Market
20
Listed
Jan 14, 2026
Description
Extraordinary opportunity to build your dream home! Located on tree-lined street in the highly sought-after North of Montana neighborhood in Santa Monica. The timeless charm of the Spanish Colonial Revival Style greets you upon entry with the Batchelder-tile fireplace in spacious living room with trey ceiling, which flows into a gracious sized dining room. Home boasts two bedrooms, one bath, bonus room, and charming sunroom. Timeless character to be found throughout with many architectural elements. This home presents a wonderful opportunity for a new owner to update and personalize it into a dream residence. Just moments from Montana Ave boutiques and award-winning restaurants, the Brentwood Country Mart, Palisade Park on the bluffs and Gorgeous Santa Monica beach. This is a rare opportunity in one of Santa Monica's most desirable and prestigious neighborhoods.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Costa Bargeliotes · KW Westside Estates
Payment estimate
$28,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $399,500 · Loan: $3,595,500
- Principal & Interest
- $22,091
- Property tax (1.25%)
- $4,161
- Homeowners insurance
- $300
- Mortgage insurance
- $1,498
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $139,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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