Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

7405 Loma Vista Road

Ventura, CA, 93003

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$1,499,000

MLS: V1-35348

Beds

4

Baths

3

Sq Ft

3,085

Lot

0.17 ac

Year Built

1994

MLS #

V1-35348

Days on Market

27

Listed

Mar 23, 2026

Description

Located in Ventura's sought-after Presidential Tract, 7405 Loma Vista Road has been thoughtfully reimagined for buyers who value quality, longevity, and refined design. In today's market, where many homes require significant updates, this residence stands apart as a carefully completed home--offering the ease and confidence of extensive improvements already in place. The result is a calm, cohesive living environment where form and function are equally considered. Engineered with both comfort and independence in mind, the home features owned solar paired with a Tesla Powerwall, delivering energy efficiency and peace of mind. The professionally designed chef's kitchen anchors the main living space and showcases a Viking 7 Series range, Samsung Bespoke double wall ovens with Flex Duo(tm), fully replaced high-end cabinetry, and a custom maple end-grain butcher block island. Additional details include a Grohe foot-control faucet, pot filler, restaurant-style range hood, and a walk-in butler's pantry--creating a kitchen that is as practical as it is visually striking.The primary suite serves as a true retreat, featuring the home's third fireplace and a spa-inspired bathroom with radiant heated floors extending into the water closet. The custom walk-in closet is exceptionally well designed, offering extensive built-in cabinetry, abundant drawer space, and integrated LED lighting. A main-level bathroom with a walk-in shower provides flexibility for guests or multi-generational living, while the upper-level loft offers a light-filled, adaptable space ideal for a home office, library, or playroom.Outdoor spaces are equally intentional, with Mediterranean-inspired landscaping that blends beauty with sustainability. Drought-tolerant perennials, professional hardscape, raised garden beds, mature fruit trees, and smart irrigation create a welcoming and low-maintenance setting ideal for both everyday enjoyment and entertaining.Behind the scenes, the home is equipped with an impressive array of modern systems designed for long-term performance. A four-zone HVAC system with smart thermostats, tankless water heating, whole-house water filtration and softening, and hot water recirculators in both the kitchen and primary suite support comfort throughout. The three-car garage includes a 100-amp EV-ready sub-panel, while a motorized foyer chandelier hoist adds convenience.This is an opportunity to own a home where the vision has already been realized for you.

Location

Ventura, Ventura County, CA 93003

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Listed by: David Remedios · RE/MAX Gold Coast REALTORS

Payment estimate

$10,713

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $149,900 · Loan: $1,349,100

%
Principal & Interest
$8,289
Property tax (1.25%)
$1,561
Homeowners insurance
$300
Mortgage insurance
$562
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $52,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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