Under ContractSingleFamilyResidence

7421 Bannock Trail

Yucca Valley, CA, 92284

1 / 15View all 15 photos

$229,900

MLS: 219141974DA

Beds

3

Baths

1

Sq Ft

980

Lot

0.44 ac

Year Built

1961

MLS #

219141974DA

Days on Market

31

Listed

Jan 23, 2026

Description

Great investment opportunity to own a REMODELED, charming 3-bedroom, 1-bath home on an approximately 19,000 SF lot. new tile, new carpet, new cabinets, new countertops, new shower, sinks, LED lights, and more. The open kitchen includes an island. This home is on a fee land and you own the lot, no HOA. Your imagination will run wild with the open and vast backyard, making it the perfect place to start a backyard project. This property is suitable as a short-term rental, investment property, vacation home, or first-time residence. Buyers may look into different financing options like FHA, VA, 0% down, or Seller May Carry. This home is located near town life, including shops, restaurants, stores, and special events like the Gubler Orchid festival. Additionally, it lies between the lush Palm Springs, Joshua Tree National Park, and neighboring cities. Come see this wonderful home TODAY! FYI:The stove showing in the photos will be replaced with a white stove.

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: Alex Jay · Re/Max Desert Properties

Payment estimate

$1,897

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $22,990 · Loan: $206,910

%
Principal & Interest
$1,271
Property tax (1.25%)
$239
Homeowners insurance
$300
Mortgage insurance
$86
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $8,047 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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